Your Picks on Howard vs Indiana

Game details and odds

The Howard Bison visit the No. 5 Indiana Hoosiers at Memorial Stadium on Saturday, September 12, for their 2026 college football matchup. Kickoff is scheduled for noon Eastern on Big Ten Network, according to NCAA.com’s Week 2 schedule.

Indiana’s moneyline is -5,276, with Howard at +4,573. Those prices make the Hoosiers the market favorite, but that designation alone does not establish value in backing either team.

The spread is Indiana -56.5 (-110) and Howard +56.5 (-110). The total is listed at over 65.5 (-110) and under 65.5 (-110). An Indiana spread ticket requires a winning margin of at least 57 points.

Indiana’s backfield update

The Indiana Daily Student reported September 7 that coach Curt Cignetti expected running back Khobie Martin to remain sidelined until approximately the middle of the season following an arm injury against North Texas. Martin left the opener during the first quarter and did not return.

Lee Beebe Jr. and Turbo Richard are expected to lead the backfield during Martin’s absence. Richard finished the opener with 58 rushing yards and two touchdowns on 15 carries, plus a 38-yard reception. Beebe, returning from a torn ACL, gained 33 yards on 14 carries.

Those performances provide context for Indiana’s available running backs. They do not establish how effectively the Hoosiers will move the ball against Howard or whether Indiana can cover this spread.

Final betting decision

The available matchup information offers too little detail about Howard to support a projected margin or combined score. Martin’s injury also provides no sufficient basis by itself for choosing a side or total.

The decision is Pass. No winner or final score is projected. Indiana’s status as the market favorite remains distinct from a SportsJaw recommendation.