Temple Owls vs Navy Midshipmen Betting Picks & Predictions
Navy will beat Temple, projected at Navy 24, Temple 20, with Jackson Gutierrez’s four consecutive 100-yard rushing games providing the strongest reason to favor the Midshipmen. Navy’s second-half collapse against Notre Dame makes this a low-confidence forecast, however. Neither Navy -7.5 (-107) nor the 53.5 total offers a sufficiently convincing edge. The official SportsJaw wager is Pass.
Temple Owls vs Navy Midshipmen prediction and best bet
Navy gets the nod because Gutierrez brings a sustained individual contribution into a matchup between two 2-6 teams. His 110 rushing yards against Notre Dame extended a four-game streak of reaching the century mark. Temple, meanwhile, scored nine points and threw three interceptions in its loss at East Carolina.
The distinction is between picking Navy to win and trusting it to separate. The Midshipmen managed only 56 yards after halftime against Notre Dame, a warning against treating their rushing production as a guarantee of consistent scoring. Expect a closer finish than the supplied spread suggests, but keep the official wager at Pass. Neither side has a compelling enough case at its price.
Odds, game time and how to watch
Game: Temple Owls at Navy Midshipmen, Saturday, Nov. 7, 2026, in the 2026 college football season.
Location and broadcast: Annapolis, Maryland; CBS Sports Network.
Records: Temple Owls 2-6; Navy Midshipmen 2-6.
SportsJaw odds: Temple Owls +7.5 (-109); Navy Midshipmen -7.5 (-107). Moneyline: Temple Owls +250; Navy Midshipmen -309. Total: Over 53.5 (-110); Under 53.5 (-110).
SportsJaw total: Over 53.5 (-110); Under 53.5 (-110).